Personal Tax Accountants Providing Clear and Reliable UK Tax Advice
- MMBA offers personal tax services that give you clarity and confidence when managing your UK tax affairs.
- Our team provides structured tax planning to help you understand your obligations and make informed financial decisions.
- Get straightforward personal tax advice from experienced UK tax accountants.
Home / Personal Taxation
Why Choose MMBA for Personal Tax Advice and Support?
Our personal tax advisers help individuals manage their tax responsibilities with accuracy and ease. Whether you need help understanding your allowances, reviewing your income, or preparing for the tax year, we provide clear guidance and complete the required reporting with care.
Clients benefit from the expertise of MMBA‘s tax professionals, supported by experienced regional teams including our accountants in London. Who use their in-depth knowledge to help save money, minimise tax costs, and ensure compliance with the latest regulations.
We explain your tax position in simple terms and highlight the rules that apply to you. Many individuals pay more tax than necessary due to missed reliefs or unclear records. We check your documents, identify eligible claims and ensure the correct allowances are applied.
If HMRC needs clarification, we handle the communication on your behalf. This helps prevent delays, reduces the risk of penalties and ensures your affairs remain in order. Our service is cost-effective, providing financial benefits by helping you keep more of your money through strategic tax planning and expert advice.
Personal Tax Services from MMBA
Our personal tax team supports individuals who want accurate reporting, organised records and practical guidance from qualified UK accountants. We manage the details so you can stay confident in your tax position.
MMBA also offers private client tax services for high-net-worth individuals and families, providing tailored advice on personal tax, inheritance tax, capital gains tax, and international tax matters. If you are a business owner, you may also find value in our corporate tax service, which can support both your business and personal affairs.
Income, Allowances and Expense Review
We review your income sources, check allowable expenses and ensure the right reliefs are applied. This prevents overpayment and keeps your return consistent with UK tax rules.
Accurate reviews also help ensure you claim any tax refund you are owed.
Estate and Inheritance Considerations
We help you understand lifetime gifts, thresholds and potential inheritance tax implications. Managing estates and protecting family wealth is crucial, and our advisers provide effective tax planning strategies to help safeguard your assets for future generations. Our advisers explain available reliefs and guide you through decisions that may affect future liabilities.
Trust-Related Support
If you have a trust within your financial arrangements, we assist with the relevant tax reporting and explain how different structures may influence your personal tax position.
Understanding the taxation of trusts is essential for effective personal tax planning.
Foreign Income and Non-Resident Tax
If you receive income from overseas or spend part of the year outside the UK, we clarify your residency status, review your obligations and prepare the required disclosures for HMRC.
MMBA also supports clients with tax compliance both in the UK and abroad, helping you navigate international tax regulations and maintain compliance wherever you are based. You can also review our offshore tax advice service for additional support.
Accurate Reporting and HMRC Compliance
We complete the necessary information for HMRC, check for inconsistencies and manage any follow-up queries. This helps prevent penalties and ensures timely submission.
MMBA ensures full tax compliance for all clients, reducing the risk of penalties and supporting proper adherence to tax regulations.
How Our Personal Tax Service Works?
Our process is designed to keep your tax responsibilities straightforward and organised. Here is how we support you from start to finish:
We consider all aspects of your personal tax situation to ensure you receive thorough and comprehensive support.
1. Initial Review
At the first instance of seeking tax advice, MMBA assists you by understanding your income, allowances, and any specific concerns you may have about your tax position.
2. Document and Information Check
We identify what information is required for your circumstances and help you gather the necessary records.
3. Tax Position Assessment
Our advisers review your income sources, expenses, reliefs and any events that may affect your tax liability.
This assessment covers all aspects of your personal tax affairs.
4. Application of Allowances and Reliefs
We ensure the correct allowances and all eligible tax reliefs are applied, verifying that nothing has been missed that could reduce your overall tax bill.
5. Preparation of Required Reports
We prepare all relevant tax information and ensure your figures are consistent with UK tax rules. All reports are prepared in the correct form required by HMRC.
6. HMRC Communication
Where needed, we submit information to HMRC and respond to any questions or clarifications on your behalf.
7. Year-End Summary and Planning
We provide guidance to help you prepare for the year ahead, highlighting opportunities to improve your tax position and avoid potential issues.
This structured approach ensures you always have clarity, accuracy and professional support when dealing with your personal tax responsibilities.
For ongoing support throughout the year, you may also find our cloud accounting service helpful if you want your records kept up to date in a simple and organised way.
Meet Our Team of Personal Tax Accountants
Clear advice, reliable support and straightforward personal tax services when you need them. For expert assistance or personalised tax advice, contact MMBA today to schedule a consultation.
Mirza Sonaver Baig
Director
Waqqas Memon
Director
Lauren Ives
Semi Senior Accountant
Kamran Inayat
Accounts & Tax Manager
Understanding Your Income Tax Responsibilities
Understanding your allowances, reporting rules, and personal circumstances is key to staying compliant. Many individuals find tax responsibilities challenging, especially when income comes from several sources.
MMBA helps you organise your records, clarify what needs to be reported and ensure your information is presented correctly. It is also essential to stay informed about changes in tax legislation, as updates can impact your tax planning and compliance.
Self-Assessment Guidance
A self-assessment return may be required if you receive income outside PAYE or have financial arrangements that need to be reported separately. We explain whether a return is needed in your situation and support you through the process.
We support the entire process through our Self-Assessment & Income Tax Advisory services.
Personal Tax Advice for All Situations
Your tax position may involve employment income, savings, property, pensions, investments or foreign earnings. MMBA supports a wide range of clients, including business owners, entrepreneurs, investors, and partnerships.
Our advisers review your circumstances, explain the rules and provide clear guidance for the year ahead. We provide advice on company structures and business transactions to help optimise tax outcomes.
We also provide specialist support for:
We provide advice on company structures and business transactions to help optimise tax outcomes.
Support With Allowances and Reliefs
Many individuals do not claim all the allowances available to them. We apply the correct reliefs to ensure your tax position reflects an accurate figure based on current UK guidance.
Planning for Life Events
Situations such as selling assets, receiving dividends, retiring or changing working arrangements can affect how much tax you pay. Events such as divorce, property disposal, and completion of property sales can also have significant tax implications. We review these events and help you prepare for the implications.
HMRC Compliance and Record Keeping
We help you maintain organised records and ensure your documents meet HMRC standards. This reduces the risk of penalties and helps keep your tax affairs up to date.
Find a Personal Tax Specialist in the UK
If you need support with your income tax, allowances, reporting or HMRC queries, our team is ready to help. Let us know what assistance you need and we will connect you with a personal tax adviser who can guide you.
General Capital Gains Tax Support
If you sell assets that may create a tax liability, we explain how capital gains could apply and help ensure the correct information is reported. Landlords and individuals involved in acquisitions or property sales may be subject to capital gains tax, and we provide tailored support to help manage these obligations. We check whether your figures are complete, review relevant costs and confirm whether reliefs apply.
Self-Assessment Support
If a self-assessment return is required based on your circumstances, we support you with the information HMRC expects, help organise your figures and ensure your return reflects an accurate tax position.
Tax Planning for Employee Benefits
We advise on tax-efficient employee benefits and how they affect your personal tax position. These may include pension contributions, training allowances, childcare schemes, travel expenses or employee share arrangements. We explain how these benefits influence your allowances and the impact they may have on your overall tax liability.
Find the Best Personal Tax Advisor Near Me in UK
Need a trusted personal tax advisor near you? We’re here to make it simple.
Let us know what help you need with your income tax, planning, returns, advice or HMRC queries, and we’ll connect you with local experts.
No surprises, no stress, just smart, clear tax help when you need it.
Get started now and find the best personal tax accountant near you today!
MMBA’s Personal Taxation Reserves and Knowledge Base
The MMBA Accountant offers a fantastic opportunity to stay updated with the most recent news and guidance.
MMBA Personal Tax FAQs
What does a personal tax adviser help with?
A personal tax adviser reviews your income, expenses and financial circumstances to ensure your tax position is correct under UK rules. They explain how various allowances apply, advise on planning decisions and complete the necessary reporting for HMRC.
What is the difference between a tax adviser and an accountant?
A tax adviser is specialised in tax matters; therefore, they can provide creative and relevant advice. In comparison to an accountant, who will generally tend to have a broad understanding of tax and how to minimise tax. Hiring a professional accountant minimises the risk of incorrect filings and missed opportunities for claims.
When should I seek personal tax advice?
You may need tax advice if you receive income from more than one source, experience a change in your financial situation, are unsure about your allowances or want professional support to avoid mistakes in your tax affairs.
How do personal tax services differ from self-assessment services?
Self-assessment is the process of filing a tax return. Personal tax services cover a wider range of support, including tax planning, reviewing allowances, reviewing the impact of life events, checking your tax code, and providing general guidance throughout the year.
Can a personal tax accountant help with HMRC letters or queries?
Yes. If HMRC contacts you about your tax position, a personal tax accountant can explain the issue, prepare responses and speak with HMRC on your behalf.
How can personal tax advice help reduce unnecessary tax payments?
A tax adviser checks whether you qualify for allowances, reliefs or adjustments you may not be aware of. This ensures you pay the correct amount and helps avoid overpayment.
Are personal tax services useful for employees under PAYE?
Yes. Even if your income is taxed through PAYE, you may still need guidance if you receive benefits, investment income, rental income, foreign income or have changes in your personal circumstances that affect your tax code.
Can you review my tax code to ensure it is correct?
Yes. Tax code issues are common and may cause underpayment or overpayment. We check your tax code, explain what each part means and help correct it if necessary.
Do you provide year-round personal tax support?
Yes. We offer ongoing assistance throughout the tax year, not only at filing deadlines. This helps you stay organised, understand upcoming obligations and plan ahead effectively.
What information do I need to provide for personal tax advice?
You may need income statements, details of savings or investments, records of expenses, pension contributions, and any documents related to changes in your financial situation. We guide you on what is required based on your circumstances.
Can MMBA help if I have missed tax deadlines in the past?
Yes. We assess your position, explain what HMRC requires and assist with correcting previous years where needed. This helps reduce the risk of penalties and brings your records up to date.